HOMELEND = A CROWDFUNDING MORTGAGE PLATFORM



tải xuống.jpg


What is HOMELEND ?

Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts.

An Archaic $ 31 Trillion Industry Yearning for Disruption

 The US mortgage market is worth $ 14 trillion, and the global market is expected to reach $ 31 trillion by the end of 2018. However, regardless of how socially and economically the market is, the traditional mortgage lending system remains very primitive.
This system relies on a long and complex paper-based process involving various intermediaries - a process loaded with inefficiency and overhead for borrowers and lenders. In addition, most mortgage loans are not affordable for a new generation of young borrowers, including millions of credit worthy individuals from getting a home loan because of the outdated assessment criteria.

Crowdfunding Homelend Mortgage Platform

 We Developed a Decentralized Mortgage Lending Platform, Peer-To-Peer Serves Two Purposes:

-Modernize old age mortgage loan system to be efficient, cost-effective, and customercentric.
-Expand home ownership opportunities for new generation of borrowers, meet their different lifestyles and needs.

What Homelend Problems Are Search to Solve ?

Homelend sought to use blockchain technology to disrupt the "ancient" mortgage industry. Homelend's whitepaper notes today are a mortgage industry centered both socially and economically, and "traditional mortgage lending systems remain very primitive." Some of the issues identified by Homelend include:

The mortgage process is long, complicated, and requires a lot of documents.
Applying for a mortgage is filled with an intermediary that reduces efficiency and adds cost to the application process.
Mortgages are not affordable for a new generation of young borrowers, meaning millions of credit-worthy individuals can not obtain a home loan "because of the outdated assessment criteria"

How it works ?

By leveraging DLT and smart card technology, Homelend brings together end-users and borrowers on a terminal basis to streamline and automate the whole process. Mortgages.
The HMD Token is the source of energy for the Homelike peer lending platform. Its main function is to grant access to the Homelend platform.
This token also plays an important role in making workflows fast, smoother and user-friendly, consistent and secure.

Features and Benefits Homelend

Efficient: The current mortgage application process is manual and long. Homelend wants to use blockchain and smart contracts to make it efficient and efficient. Homelend will embed its predefined business logic into smart contracts, digitize documentation and eliminate unnecessary processes. Homelend specifically aims to bypass the mortgage origination process from start to finish from 50 days to less than 20.

Transparent and User-Friendly: Homelend strives to get rid of today's ambiguous and clumsy mortgage application process and replace it with a transparent and user-friendly process. Homelend will create a smart, simple, and fair lending process, allowing borrowers to easily apply for loans, track the status of their applications at any time, and interact directly with mortgage lenders.

Cost-Effective Without Intermediaries: Homelend will introduce a cost-effective mortgage application process that is free from intermediaries. Blockchain will replace the intermediary, providing a way for two parties to distrust each other to interact with each other. All transaction data will be recorded in blockchain, allowing borrowers and lenders to maintain maximum transparency during the transaction process.

Trusted and Safe: Homelend aims to use blockchain to process mortgage-related data in a more reliable, transparent, and secure way than ever before.

HMD Token

HMD tokens will be used to purchase services and pay fees in the Homelend platform. This token is based on the ERC-20 Ethereum standard. DMC Homelend AG was founded in Zug, Switzerland, aka 'Crypto Valley'. Initial Coin Offering (ICO) will be conducted based on Swiss regulatory guidelines and publications.

The purchase of ICO Homelend pre-sale is in progress!

Token Symbol: HMD
Initial Date Before ICO: March 1, 2018
Pre-ICO Conversion: 1 ETH = 1600 HMD
Hard Cap: $ 30 million USD
Total Supply: 250 million HMD tokens

Supply Distribution

 36% Crowdsale
20% For teams, initial buyers and project advisors.
8% Advisor + Bounty rewards
8% Founder






Bonus ( ETH / HMD )

Week 1 : 20%
Week 2 : 15%
Week 3 : 10%
Week 4 and After : 0%


ROADMAP








FURTHER INFORMATION

Website : https://homelend.io/
Whitepaper : https://homelend.io/files/Whitepaper.pdf
Facebook : https://www.facebook.com/HMDHomelend/
Twitter : https://twitter.com/HomelendHMD
Telegram : https://t.me/HomelendPlatform
Reddit : https://www.reddit.com/r/Homelend/



My profile:https://bitcointalk.org/index.php?action=profile;u=1965191

Comments

Post a Comment

Popular posts from this blog

Image
WPP ENERGY https://wppenergy.io// INTRODUCTION TO WPP ENERGY: Headquartered in Geneva, Switzerland, the World Power Generation Corporation (WPP), owns and controls several important advanced energy technology patents, led by President Rafael Ben . Mr. Ben has over 30 years of experience in the energy field and is a guest speaker and lecturer at the International Green Energy Conference. Mr. Ben has extensive technical and business experience in forming joint ventures and strategic alliances, engaging in important global business and communications ventures with the head of government. As part of the team, he has engineers and waste experts to provide generation power with the latest, globally recognized technologies. WPP ENERGY's mission has remained consistent over the years and its mission is to use breakthrough technology and breakthroughs to produce and deliver the world's most affordable and cost-effective 100% clean energy. GOVERNMENT AGREEMENT: WPP...
Read more
Image
RATEONIUM https://rateonium.com/ What is Rateonium? A blockchain-based, anonymised customer-company review system operated via the Rateonium platform. Elevator pitch Rateonium is using blockchain technology to create new horizons for the management of customer-company relationships. The platform connects products and services purchased with a subsequent customer review process. Problem Customer reviews of products and services are responsible for the long-term success of a company. New leads rely on customer opinions, not on corporate communication. 75% of consumers only make a purchase decision after reading the reviews. 40% of consumers distrust offers with no customer ratings. 20% of consumers believe that most ratings are falsified. 2% of customers write reviews Too few customers write qualitative reviews, which means that there is no suitable data on which new leads may base their decision. In addition, there is no globally active verification system to ...
Read more
Image
LIBEREUM https://www.libereum.io/ What is LIBEREUM? Libereum is a new startup company that is launching its ERC20-based LIBER tokens. The main idea of this company is to create a system that will use a sports background with the goal of acquiring a football club in one of the best European leagues. Certainly, this will be no easy feature to achieve. The company has been following the cryptocurrency industry closely recently and has discovered its possibilities so it is fully committed to creating a group that will be able to make real investments that will be profitable. This company’s team has specialists in cryptocurrency and in the football business. They have years of experience in their respective areas and really have the knowledge to make this new company go forward in the market. The company is currently looking for the perfect team to buy. Why Will Libereum Invest In Football? Libereum believes that football is, in fact, the most popular sport in the world ...
Read more